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This is a type of credit facility you arrange with the bank you have a business account open with. It allows you to temporarily use more money than you currently have in your account to cover short-term financial emergencies, such as paying your suppliers.
The way banks make their money out of this is by charging you a high interest rate (usually between 10%-20%) when paying back the money. Different banks have different rules on how long you have to pay back the amount before they start charging interest. This could be daily/weekly/monthly, so ensure you know all the conditions well before you agree to using this credit facility, to avoid big charges.
The interest may seem small, but remember the higher the amount you borrow the higher amount you pay back in interest.